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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Nancy Raphael is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Nancy Raphael can help.


Nancy was prompt and helpful in answering our questions. The whole online process, however, was cumbersome and distracting. It felt like we filled out and signed the same forms multiple times only to have different people contact us to repeat the process again. This is the second time Nancy has helped us with a mortgage. The first time was a dream. This time the system was not robust at all.

- Jayne M.

I have worked with Nancy on numerous occasions and without exception she has been available, timely, and very knowledgeable.

- Mark E.

Thank you Ms Raphael for your patience and advice. I really appreciate all the help you have given me and my family and making this a success!!

- Tyrone C.

I appreciate Nancy's attention to the details and for getting us through the mortgage process in a technologically safe and timely manner.

- Dawn E.

Nancy had indicated we could get the refinance done before the end of January and she was able to get it done in that time-frame. She was always available for questions and responded back promptly. She also provided excellent advice when I thought maybe the refinance wasn't as attractive as I originally thought. This is my second experience with Nancy in a five month period and I wouldn't use anyone else for my mortgage needs.

- Stephen H.

personal attention

- Kenneth L.

Nancy kept me on target and was able to get me to closing in 30 days. I would recommend Nancy to any home buyer looking for an expert lender. Nancy knows her stuff. Could not have asked for a better experience.

- Emily H.

It’s our first home and Nancy walked us through everything and had our best interest at heart throughout the entire process! I recommend Nancy to everyone!

- Morgan R.

Thanks for everything, Nancy! You were patient with our many questions, provided excellent and timely communication and advice, worked to understand and meet our needs and goals all with good cheer and professionalism! You are the best! Thank you!!

- Kerri N.

Nancy has been in the mortgage lending business for a long time and she knows what she is doing. She works hard, and she can get a loan ready fast. If your trying to win an offer in a competitive market, where you are competing with other serious buyers and investors, or you need to close quick, or you have no idea how to buy a house, you need Nancy on your side. She will explain everything and get the keys in your hand.

- Philip C.
Nancy Raphael

Nancy Raphael

NMLS ID #: 658914

Direct: 410-935-5554
Office: 443-656-3383
Fax: 443-656-3572

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