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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Nancy Raphael is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Nancy Raphael can help.


Nancy kept me on target and was able to get me to closing in 30 days. I would recommend Nancy to any home buyer looking for an expert lender. Nancy knows her stuff. Could not have asked for a better experience.

- Emily H.

It’s our first home and Nancy walked us through everything and had our best interest at heart throughout the entire process! I recommend Nancy to everyone!

- Morgan R.

Thanks for everything, Nancy! You were patient with our many questions, provided excellent and timely communication and advice, worked to understand and meet our needs and goals all with good cheer and professionalism! You are the best! Thank you!!

- Kerri N.

Nancy has been in the mortgage lending business for a long time and she knows what she is doing. She works hard, and she can get a loan ready fast. If your trying to win an offer in a competitive market, where you are competing with other serious buyers and investors, or you need to close quick, or you have no idea how to buy a house, you need Nancy on your side. She will explain everything and get the keys in your hand.

- Philip C.

Nancy and her team are the best!!!! My contacts with Nancy and Greg Born were exceptional. Any questions or concerns I had were answered by them both quickly and professionally. They were a pleasure to work with I would most definitely refer them to family and friends. Keep up the good work. Thanks to you both for helping my dreams come true.

- Victoria M.

Nancy has been an outstanding loan officer! My entire family has utilized her services and we couldn't be happier. She is always quick to respond and has your best interest. Thank you so much Nancy for all of your help, hard work, and making our first time home buying process easy and painless :)

- Kristine H.

Nancy was great from start to finish. Most of all, she was always available when we had questions.

- Moyah K.

I have dealt with Nancy on a couple of properties and she has be exceedingly responsive, accurate in her work, and provided additional help when needed. Will definitely use her in the future.

- Mark E.


- Angela C.

Nancy and her team were fantastic. We got the best rate from Nancy. But rate is just a number -- it is not everything. We also received great service. The closing turn around was many weeks shorter than with other providers we evaluated. Having the pre-approval letter from Nancy allowed us to win on a property that had two other offers. She has that level of credibility out here in Howard Co.

- Carlos C.
Nancy Raphael

Nancy Raphael

NMLS ID #: 658914

Direct: 410-935-5554
Office: 443-656-3383
Fax: 443-656-3572

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